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Pet insurance can be one of the most valuable and cost-effective things that you will ever buy. It can also, in some cases, mean the difference between your cat or dog receiving life-saving veterinary care, or not.
In nearly all cases, it pays to protect your pet with pet insurance as soon as you are able to - this is normally from 8 weeks of age. By insuring your pet from a very young age, he or she will be protected throughout their life, whatever the problem. It can be difficult to purchase once your pet is older.
Pet insurance covers a great deal these days and, although most pet insurance policies have a limit in any one year, to a level that is normally quite significant. As a general rule, pet insurance will cover the following:
You need to check the terms and conditions before you buy your pet insurance policy but these are the minimum things you can expect your pet insurance to give you. The levels of cover will vary from pet insurer to pet insurer and the specific pet insurance cover you choose for your pet.
Many pet insurance policies also include the options to add pet travel insurance, quarantine insurance and treatment abroad so check with your pet insurer for these extras.
- Vets' fees (often to several thousand pounds)
- Advertising costs (if your pet is lost)
- Holiday cancellation (if your pet is ill)
- Emergency boarding fees (if you become ill)
- Liability insurance
- Full injury and illness cover
- Death insurance
In reality though, pet insurance offers excellent value for money. If your cat or dog is involved in accident or becomes very ill, treatment at the vet can cost several thousand pounds. This is a significant amount of money that can be covered free of charge by a pet insurance policy at a cost of just a few pounds a month.
Choose pet insurance from our range of online UK pet insurance providers.
Pet Health Insurance aims to give you as much information as possible about pet insurance and why you should have it for your pet.
We have gathered together links to many of the top online pet insurers but we do not provide or endorse any particular product or make recommendations in any way. Please ensure that the pet insurance product that you purchase from any online provider meets your needs and that the provider is correctly regulated by the Financial Services Authority (FSA).